Regions Estates make the whole house-buying process as straightforward and stress-free as possible for our clients, we work alongside Independent Financial Advisors who can offer a range of mortgage products from the whole of the market, which enables them to find the most suitable package for your own personal circumstances.

The Independent financial advisor can provide the following products:

  • First time buyers’ mortgages
  • New home mortgages
  • Re-mortgages
  • Buy to let
  • Life insurance
  • Critical illness cover
  • Income protection
  • Buildings & contents insurance
  • Unemployment cover

To get independent advice on your mortgage and protection please call 01895 255 300 to arrange an appointment.



What does a Conveyancer do?

Conveyancing is the legal process that covers the purchase or sale of a property. Your conveyancer will take the process from an accepted offer, through to exchange of contracts and completion. Although largely an administrative process, it is a highly specialist field and requires someone with very particular attention to detail, considerable problem solving skills and an up to date knowledge of the legislation. Many people have approached us over the years whose sale or purchase has failed, not because both parties were not committed but because of inefficient conveyancing.

What is Regions Estates’ involvement in the process?

We devote huge resources to driving the conveyancing process forward with a team of highly experienced progressors. Once a sale is in progress we are completely committed to ensuring that it exchanges and completes in a timely manner. There are very few sales that do not have some sort of chain involved and your solicitor or conveyancer will tend to only deal with you and the other side’s representative. We, as your agent will try and manage the whole chain. We have, on many occasions, kept a sale on track by solving a problem for a vendor or purchaser many times removed from the direct transaction we are managing.

Who should I instruct?

We work with a number of specialist, independent solicitors and conveyancers who are as committed to ensuring your sale goes smoothly as we are. Our preference is that you select someone from our panel as we know that they will communicate with us and let us know if they hit up against any problems. We can then talk to other parties in the chain to try and resolve the issue and, hopefully, move the sale along. In the event a solicitor will not communicate with us our ability to progress the sale is greatly reduced.

How long does it take?

The average sale takes 3 months to exchange and complete but that can be reduced or extended depending on multiple variables. Before we put an offer forward we will establish, as best we can, exactly how many other people are potentially involved in the sale. Clearly, the more parties involved in the chain the more potential there is for unforeseen complications. Before you accept an offer it is imperative that you understand what may be involved so that you are making an informed choice.
We have also presided over sales where an extended completion date has been agreed.  This can take the stress out of a sale and, if mutually agreed, works well for both seller and purchaser. It has the benefit of giving both parties the security of knowing the sale has been secured without the time pressure.

How much does it cost?

If you use one of our solicitors or conveyancers, they will provide you with a fixed quote that will stand whether unforeseen issues arise or not. We believe, for our buyers and sellers, this is critical. We have seen instances where parties have been charged many hundreds of pounds more than they budgeted because they did not secure a fixed fee agreement.

How much is your property really worth? Call 01895 255 300 to find out